TouchPay
Payment Gateway & Payouts

Accept Payments Seamlessly. Settle On Your Schedule.

TouchPay helps businesses accept online payments through embedded checkouts or hosted payment pages, manage settlements, and automate vendor payouts from one platform.

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99.99%

Platform Uptime

< 15s

Instant Settlement

24/7/365

Automated Payouts

Payment Flow Demo
Node: us-east-1
Order Amount $1,450.00 USD
Checkout Type Seamless (Embedded)
Settlement Route Instant (Real-Time)
[API 200] Payment Authorized 32ms
[SETTLE] Transferred to Merchant A/C Complete
[PAYOUT] 24x7 Vendor Split Disbursed Success
End-to-End Latency: 142 milliseconds

Integration Flexibility

Merchant-Hosted or Hosted Redirects

Choose the exact integration flow that matches your compliance requirements and brand experience.

High Conversion

Seamless (Merchant-Hosted)

Customers complete the payment entirely on your website or mobile app without redirecting to a 3rd-party domain.

  • 100% white-label & custom-styled UI elements
  • Zero external redirects; prevents cart drop-offs
  • Tokenized payment collection via SDK
  • Direct JavaScript, iOS, and Android native SDKs
touchPay.mount('#custom-checkout-field');
Zero Dev Effort

Non-Seamless (Hosted Page)

Customers are redirected to a TouchPay-hosted payment page to complete their purchase, reducing the checkout implementation work on your website.

  • Payment collection handled on a hosted checkout
  • Auto-adapts to customer local currencies and languages
  • No front-end code required; simple HTTP POST redirect
  • Ready plugins for Shopify, WooCommerce, Magento & Presta
POST /v1/checkout/sessions -> 302 Redirect

Cash Flow Velocity

Settlements Tailored To Your Needs

Never let settlement cycles bottleneck your operational capital. Choose real-time, scheduled batches, or traditional cycles.

Instant Settlement

Credits in seconds

Funds hit your corporate bank account within 10 to 15 seconds of customer authorization, day or night.

Hourly Batches

Every 60 minutes

Automated hourly sweeps to maintain continuous treasury liquidity without managing micro-transactions.

Same-Day (T+0)

Twice daily sweeps

Receive morning transactions by midday and evening transactions before bank cutoff hours.

Standard (T+1 / T+2)

Lowest MDR rates

Ideal for enterprises running predictable accounting cycles looking to optimize processing fee margins.

Automated Disbursals

24×7 Instant Transfers & Payouts

Eliminate banking holiday delays and cutoff constraints. Disburse commissions, vendor balances, refund requests, and employee salaries instantly—at 2 AM on a Sunday or during national holidays.

Multi-Channel Routing

Route payouts through UPI, IMPS, RTGS, NEFT, and direct-to-card rails automatically.

Bulk & Split Disbursals

Upload a CSV or trigger programmatic webhook calls for thousands of transfers simultaneously.

Automated Instant Refunds

Retain customer goodwill by crediting refund requests back to source accounts within seconds.

Payout Demo 24/7 Available

Vendor Payout — Global Logistics Inc.

ID: py_89230 • IMPS Direct

$3,200.00

Processed at 03:14 AM

Instant Customer Refund

ID: py_89231 • UPI Auto

$149.50

Processed at 03:15 AM

Affiliate Commission Batch (42 Accts)

ID: py_89232 • Batch Rail

$8,940.00

Processed at 03:16 AM
Failure Rate: 0.002% Smart Retry System: Active

Complete Payment Stack

Every Facility Built For Scale

From multi-currency collection to AI-driven smart payment routing, manage your entire billing ecosystem from one place.

100+ Payment Methods

Support Credit/Debit cards (Visa, Mastercard, Amex), UPI, Digital Wallets, Netbanking across 50+ banks, and Buy Now Pay Later (BNPL).

Smart Routing & Cascading

Automatically re-routes failed transactions through secondary banking switches in real-time to maximize authorization success rates.

AI Fraud Prevention

Machine-learning risk evaluation with 3D Secure 2.0 dynamic triggers to block chargebacks while maintaining friction-free checkout.

Global Currencies

Accept payments in 135+ global currencies with real-time conversion and direct localized settlement into your domestic bank accounts.

Instant Webhooks & Logs

Guaranteed webhook delivery with automatic retry queues, full signature verification, and live debug logs in your merchant console.

Recurring & Subscriptions

Automate recurring billing, usage-based invoicing, dunning management, and auto-debit mandates across cards and banking apps.

Ready to upgrade your payment stack?

Get instant sandbox credentials in seconds. Experience seamless checkouts, flexible settlement terms, and 24/7 payouts right now.

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